On a beautiful Saturday in October, Francie decides to take the twenty-mile ride from her home in New Jersey into New York City to do some shopping. Francie finds that Brown’s Retail Sales, Inc., has a terrific sale on televisions and decides to surprise her husband with a new high-definition television. She purchases the set from Brown’s on her VISA card for $1,450. When the set is delivered, Francie discovers that it does not work. Brown’s refuses to repair or replace it or to credit Francie’s account. Francie therefore refuses to pay VISA for the television. VISA brings a suit against Francie. Will VISA prevail? Why or why not?
Evidences to support the answers are as follows:
The fair credit billing act aims at protecting the credit card users from abusive billing errors. The consumer defenses are protected with this act under certain conditions. The conditions for the defense of Company F is met in the case so Company F will win the case.
According to the fair debt collection practices act, Company V can claim the amount from the consumer by providing the amount of the debt and send the statement to Company F for collection. If the consumer refuses, then lawsuit can be filed against Company F.
The probable answers for the question are as follows:
Judgement for Company F was based on the fair credit billing act under the contract disclosure requirements. Company F has the defense against Company V as the Company B is in the controller of credit card Company V. Company V, being a credit card issuer, has to abide by the act. Company F has also attempted in good faith to resolve the dispute with Company B. The purchase value is more than $50 and the sale has taken place in 21 miles, which meets the requirements of the acts.
Judgement for Company V. the television is accepted by Company F, and it is in the possession of Company F. Company F is liable to Company V for the possession of the goods.
Assignment Writers are Online Now!
Need to pay someone to write your paper from scratch? We have experts for all types of assignments.